What has worked for you in billing & accounts?

We ran into the same situation last quarter. What worked for us was starting small and only adding complexity when a real need showed up.

Strong agree. Good defaults beat a wall of toggles every single time.

Solid breakdown. The only thing I would add is to back up before making the change — better safe than sorry.

This matches my experience exactly. The hard part is staying consistent once the initial novelty wears off.

Adding a small note: the same idea applies on mobile, just with a bit more attention to tap targets.

Solid breakdown. The only thing I would add is to back up before making the change — better safe than sorry.